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Is Your Family Budget in The Black? I think January is a time of financial frustration for many families. A lot of us have all of those holday spending bills coming home to roost. In addition, it is time for many homeowners to cough up money for property taxes. With cold weather, heating bills may also [...] Do You Have a Strategy to Save Money It is great to find a sale or cut credit card interest rates. But I find that real long term frugal people have some strategies to help them save money every day, every week, or every month. In other words, if you want to live well on a [...] What is Poverty in the US? According to government statistics, poverty is defines as a family of 4 people making less than $22,000 a year. If you have any idea of how your family budgets and spends money, you can imagine that you would feel poor on far more than that amount. How do familis survive [...] Why Bother to Comparison Shop For Car Insurance? A lot of people figure that all of the top insurers are about the same, and so they do not bother to compare insurance quotes at all. But this is not really true. Insurers do base rates on some of the same factors, like driving history, age, type [...] How Much Does Home Ownership Cost? When you consider a new home purchase, you always have to balance a couple of very real factors. There is no doubt that home ownership can provide you with a very real asset, family stability, and pride in the place you live. I believe these things are real. And yet, [...] Do You Really Profit From The Second Job? If you are a two income family, you can enjoy the benefits of extra income. However, one study reported that a majority of full time working moms wished they could cut down to part time (or at home) work. It is hard to make this adjustment, especially if [...] |
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